SEC Approves Multiple Spot Bitcoin ETFs
The SEC has approved multiple spot Bitcoin ETF applications, marking a historic moment for crypto adoption in the US.
Read moreBest Crypto Banking Services in the United States
Compare regulated crypto platforms with FDIC-insured USD accounts and advanced trading features.
Top US Crypto Platforms Comparison
| Provider | Rating | Key Features | Trading Fees | Currencies | |
|---|---|---|---|---|---|
 Sygnum Bank
Top Pick
| 4.8 |
| 0.90% /trade | 70+ coins | Visit Site |
 Gemini | 4.7 |
| 0.35% /trade | 100+ coins | Visit Site |
 Kraken | 4.6 |
| 0.26% /trade | 120+ coins | Visit Site |
| BlockFi | 4.6 |
| 1.00% /trade | 15+ coins | Visit Site |
| Crypto.com | 4.5 |
| 0.40% /trade | 250+ coins | Visit Site |
| Binance.US | 4.5 |
| 0.10% /trade | 65+ coins | Visit Site |
| FTX.US | 4.4 |
| 0.40% /trade | 85+ coins | Visit Site |
| Bitstamp | 4.4 |
| 0.50% /trade | 75+ coins | Visit Site |
| Bittrex | 4.3 |
| 0.35% /trade | 350+ coins | Visit Site |
| eToro USA | 4.3 |
| 1.00% /trade | 120+ coins | Visit Site |
Sygnum Bank
Top Pick
4.8
Key Features
- Digital Asset Bank
- Tokenization
- B2B Services
Trading Fees
0.90%/trade
Currencies
70+ coins
Gemini
4.7
Key Features
- ActiveTrader Platform
- Gemini Earn
- Custody Solution
Trading Fees
0.35%/trade
Currencies
100+ coins
Kraken
4.6
Key Features
- Advanced Trading
- Staking
- OTC Desk
Trading Fees
0.26%/trade
Currencies
120+ coins
BlockFi
4.6
Key Features
- Interest Accounts
- Crypto Loans
- Credit Card
Trading Fees
1.00%/trade
Currencies
15+ coins
Crypto.com
4.5
Key Features
- Visa Cards
- DeFi Wallet
- NFT Platform
Trading Fees
0.40%/trade
Currencies
250+ coins
Binance.US
4.5
Key Features
- Low Fees
- Advanced Trading
- Staking
Trading Fees
0.10%/trade
Currencies
65+ coins
FTX.US
4.4
Key Features
- NFT Marketplace
- Margin Trading
- Mobile App
Trading Fees
0.40%/trade
Currencies
85+ coins
Bitstamp
4.4
Key Features
- Institutional Grade
- API Trading
- Insurance
Trading Fees
0.50%/trade
Currencies
75+ coins
Bittrex
4.3
Key Features
- Advanced Security
- Instant Buy
- Multiple Order Types
Trading Fees
0.35%/trade
Currencies
350+ coins
eToro USA
4.3
Key Features
- Social Trading
- CopyTrading
- Demo Account
Trading Fees
1.00%/trade
Currencies
120+ coins
Latest US Crypto Banking News
US Treasury Issues New Crypto Banking Guidelines
New guidelines clarify how traditional banks can engage with crypto assets and provide crypto custody services.
Read moreMajor US Banks Launch Crypto Trading Services
Several leading US banks announce plans to offer cryptocurrency trading and custody services to institutional clients.
Read moreUnited States Regulatory Updates
Proposed
SEC Crypto Market Structure Proposal
The SEC has proposed new rules for crypto market structure, including requirements for crypto trading platforms and custody solutions.
Active
FinCEN Crypto Reporting Requirements
New reporting requirements for crypto transactions over $10,000 and enhanced KYC procedures for crypto businesses.
Pending
Federal Reserve Digital Dollar Framework
The Federal Reserve is developing a framework for a potential US Central Bank Digital Currency (CBDC).
Why Choose a US Crypto Platform?
Regulatory Compliance
Licensed and regulated platforms operating under strict US financial regulations.
FDIC Insurance
USD deposits protected by FDIC insurance up to $250,000 through partner banks.
Advanced Features
Access to advanced trading tools, staking options, and crypto-backed loans.
Expert Reviews
Sygnum Bank
4.8/5
Sygnum Bank stands out as a pioneer in regulated digital asset banking, offering institutional-grade services with a focus on security and compliance. Their comprehensive suite of services includes tokenization, B2B solutions, and advanced trading features.
Pros
- Full banking license
- Institutional-grade security
- Comprehensive digital asset services
- Strong regulatory compliance
Cons
- Higher minimum investment requirements
- Limited retail accessibility
- Premium pricing for services
Reviewed by John Smith on January 15, 2024
Gemini
4.7/5
Gemini offers a perfect balance of security and features for serious crypto investors. Their ActiveTrader platform provides professional-grade tools while maintaining high security standards and regulatory compliance.
Pros
- Strong security measures
- Advanced trading platform
- Institutional-grade custody
- Competitive fees on ActiveTrader
Cons
- Limited cryptocurrency selection
- Higher fees on basic platform
- Complex for beginners
Reviewed by Sarah Johnson on January 12, 2024
US Crypto Banking FAQ
Are crypto platforms FDIC insured in the US?
While crypto assets themselves are not FDIC insured, many US crypto platforms offer FDIC insurance on USD deposits up to $250,000 through partner banks.
What licenses do US crypto platforms need?
US crypto platforms typically need multiple licenses, including Money Transmitter Licenses (MTLs) from each state they operate in, and may require BitLicense in New York.
How are crypto gains taxed in the US?
Cryptocurrency gains in the US are subject to capital gains tax. Short-term gains (assets held less than a year) are taxed at your regular income tax rate, while long-term gains have lower tax rates based on your income bracket.
What payment methods are available?
US crypto platforms typically support ACH transfers, wire transfers, debit cards, and in some cases, credit cards. Some platforms also offer instant deposits through services like Plaid.